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Loan Programs

A super-charged portfolio of unique products to empower a diverse spectrum of customers.

AMPD Lending Loan Programs

Time is Money

When you need to move quickly, you need a lender wired for action and sparked with creativity.

Fix & Flip/ Hold Loans

  • Short-term financing for purchasing and rehabbing investment properties with high leverage, competitive terms, and fast closings.
  • Property Types: SFR (1-4), Multi-Family (up to 25 units)
  • Loan Amounts: $75K to $50M
  • LTVs & LTCs up to 100%*
  • Rehab: Up to 100%
  • Up to 75% ARV (80% in AZ, TN, GA, Tx & CO)
  • Loan Terms: Up to 24 Months
  • Time to Close: 3-5 days
  • True hard money asset-based, Non-FICO options avail.
  • Industry leading options available for 720+ FICO with experience in last 36 months

Bridge Loans

  • For Fast Purchase or Refinance
  • Short-term financing for fast closing on investment properties with high leverage, competitive terms.
  • Property Types: SFR (1-4), Multi-Family (up to 25 units)
  • Loan Amounts: $100K to $50M
  • LTVs up to 75%
  • LTCs up to 92.5%
  • Loan Terms: Up to 24 Months
  • Time to Close: 3-5 days
  • True hard money asset-based, Non-FICO options avail.
  • Industry leading options available for 720+ FICO

DSCR Home Loans

  • For Long Term Hold
  • Enjoy the benefits of property appreciation with flexible terms lengths, low rates, and easy processes to maximize monthly rental income.
  • Property Types: SFR (1-4), Multi-Family & Mixed Use (up to 8 units)
  • Loan Amounts: $75K to $5M
  • LTVs: Up to 85% on purchase, 80% on Refi
  • Loan Terms: Up to 30 Years, 10-yr interest-only option
  • Some Rural Options
  • Time to Close: 8-21 days
  • FICOs down to 575, (700+ FICOs will have better options)

Ground Up Construction Loans

  • For New Ground Up Projects
  • Property Types: SFR (1-4), Multi-Family & Mixed Use (up to 8 units)
  • Loan Amounts: $100K to $30M
  • LTVs up to 90%
  • LTCs up to 92.5%
  • Rehab coverage up to 100%
  • Rate & term refinance available (mid-construction)
  • Loan Terms: Up to 24 Months
  • Time to Close: 7-10 days
  • True hard money asset-based, Non-FICO options avail.
  • Industry leading options available for 720+ FICO with experience in last 36 months

MultiFamily Loans

  • Property Types: SFR (1-4), Multi-Family & Mixed Use (up to 8 units), Commercial 9+ units
  • Loan Amounts: Up to $30M
  • LTVs up 80%
  • LTCs up to 85%
  • Loan Terms: Up to 24 Months
  • Time to Close: 7-21 days
  • True hard money asset-based, Non-FICO options avail.
  • Industry leading options available for 720+ FICO

Get started today!

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